Privacy Policy
Last Updated: October 1, 2026
Combined Insurance Solutions, LLC (“Combined Insurance Solutions,” “we,” “us,” or “our”) respects your privacy and is committed to handling information responsibly.
This Privacy Policy explains how we collect, use, maintain, and protect information when you visit or interact with Get Low PPO, available at https://getlowppo.com (the “Website”).
By using the Website, you acknowledge that you have read this Privacy Policy. If you do not agree with this Privacy Policy, please discontinue use of the Website.
Who We Are
The Website is operated by:
Combined Insurance Solutions, LLC
5005 W Laurel St Ste 100
Tampa, FL 33607
United States
Email: [email protected]
Phone: +1 424-842-3939
For purposes of this Privacy Policy, “Combined Insurance Solutions,” “we,” “us,” and “our” refer to Combined Insurance Solutions, LLC.
Information We Collect
The information we collect depends on how you interact with the Website.
Information You Voluntarily Provide
When you contact us, request information, request an insurance quote, schedule an appointment, or otherwise communicate with us through the Website, you may voluntarily provide information such as:
First and last name.
Email address.
Telephone or mobile phone number.
Mailing address.
City, state, and ZIP code.
Information included in a message or inquiry.
Information you provide in connection with an insurance inquiry or quote request.
Appointment information.
Other information you voluntarily choose to provide.
You should only provide information that is accurate and that you are authorized to provide.
Information Collected Automatically
When you visit the Website, certain technical information may be automatically received by our website hosting or technology providers as part of delivering and securing the Website.
Depending on the technology being used, this may include information such as:
IP address.
Browser type and version.
Device type.
Operating system.
Pages or areas of the Website visited.
Date and time of access.
General technical or diagnostic information.
Information necessary to maintain website security and functionality.
We do not use automatically collected information for the purpose of selling your personal information.
Cookies and Similar Technologies
Our Website may use cookies or similar technologies when necessary to operate, secure, maintain, or provide certain functionality.
Cookies are small files or pieces of information that may be stored on your device when you visit a website.
We do not use third-party tracking cookies for the purpose of following you across unrelated websites or selling information about your browsing activity to advertisers.
Some technologies used by the Website may be provided by companies that help us operate website functions, such as forms, appointment scheduling, hosting, security, or communications. These providers may process limited technical or submitted information as necessary to provide those services to us.
You can generally manage or disable cookies through your web browser settings. Disabling certain cookies or browser technologies may affect the functionality of portions of the Website.
How We Use Information
We may use information we collect for legitimate business purposes, including to:
Respond to questions, inquiries, and requests.
Provide information about insurance products or services.
Respond to quote requests.
Schedule and manage appointments.
Communicate with you regarding your inquiry.
Provide services or information you request.
Maintain and operate the Website.
Improve the functionality and user experience of the Website.
Protect the Website against fraud, abuse, unauthorized access, or other security threats.
Maintain business and transaction records.
Comply with applicable laws, regulations, legal processes, or governmental requests.
Establish, exercise, or defend legal rights.
Conduct other activities reasonably necessary to operate our business.
We do not sell your personal information.
Insurance-Related Information
If you submit information relating to an insurance inquiry, quote request, application, or other insurance-related matter, we may use that information to respond to your request and facilitate the services or communications you have requested.
Depending on the nature of your inquiry, information may need to be provided to or processed by an applicable insurance carrier, licensed insurance professional, or service provider involved in handling your request.
The actual collection, use, and handling of information during an insurance transaction may also be governed by applicable insurance laws, carrier policies, application disclosures, and other applicable notices.
You should provide only information that is reasonably necessary for your inquiry and that you are authorized to provide.
How We Share Information
We do not sell personal information.
We may disclose information when reasonably necessary to operate our business or provide services you request.
This may include sharing information with:
Service Providers
We may use third-party companies and service providers to help us operate the Website and conduct ordinary business activities.
These providers may assist with functions such as:
Website hosting and infrastructure.
Appointment scheduling.
Website forms.
Communications.
Security.
Technical support.
Information processing and storage.
Other services necessary to operate the Website or respond to your requests.
These providers are permitted to access information only as reasonably necessary to perform services for us or otherwise support our business.
For example, certain Website functionality, including appointment scheduling, may be provided through third-party technology platforms. The use of such technology does not mean that we sell your information or authorize these providers to use your information for unrelated advertising purposes.
Insurance Carriers and Related Parties
When you request information about insurance products or services, information you provide may be shared with an applicable insurance carrier or other party when reasonably necessary to respond to your request, evaluate eligibility, obtain a quote, process an application, or provide the requested service.
Legal and Regulatory Requirements
We may disclose information when we reasonably believe disclosure is necessary to:
Comply with applicable law or regulation.
Respond to a subpoena, court order, legal process, or governmental request.
Protect our rights, property, or safety.
Protect the rights, property, or safety of others.
Investigate fraud, abuse, or unlawful activity.
Establish, exercise, or defend legal claims.
Business Transactions
If Combined Insurance Solutions, LLC is involved in a merger, acquisition, restructuring, financing, sale of assets, or similar business transaction, information held by us may be transferred as part of that transaction, subject to applicable law.
Email and Telephone Communications
If you provide your email address or telephone number, we may use it to respond to your inquiry or communicate with you regarding services, appointments, quote requests, or other matters related to your interaction with our business.
We do not consider your submission of contact information to automatically constitute consent to receive unrelated promotional communications.
If you receive a marketing email from us, you may unsubscribe using the unsubscribe mechanism included in that communication.
Even if you unsubscribe from marketing communications, we may continue to send communications that are necessary to respond to a request, provide a service, manage an appointment, or otherwise communicate regarding an existing business relationship.
Text Messages
If you separately provide your telephone number and affirmatively consent to receive text messages from us, we may use text messaging to communicate with you regarding matters for which you provided consent.
We will not interpret the mere presence of a telephone number in a form as unlimited consent to receive marketing text messages.
Any applicable text-message consent and opt-out requirements will be handled in accordance with applicable law and the disclosures presented when you provide your consent.
If you receive a text message from us and wish to stop receiving messages, you may follow the opt-out instructions included in the message.
Third-Party Websites and Social Media
The Website may contain links to third-party websites or social-media pages, including platforms such as Facebook, Instagram, LinkedIn, or similar services.
A link to another website does not mean that Combined Insurance Solutions, LLC controls or endorses that website.
Once you leave our Website, your interaction with the third-party website is governed by that company's own privacy policy and terms.
We encourage you to review the privacy policies of third-party websites before providing them with personal information.
Social-Media Links Versus Tracking
Our Website may provide links to our social-media pages for your convenience.
A standard link that takes you from our Website to a social-media platform is different from a tracking pixel or advertising technology that monitors activity across websites.
Combined Insurance Solutions, LLC does not use this Privacy Policy to authorize the sale of your personal information or the use of third-party behavioral advertising technology beyond what is actually disclosed here.
If our use of website technology changes in a way that materially affects the collection or use of personal information, we may update this Privacy Policy accordingly.
Data Retention
We retain information for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, maintain appropriate business records, provide requested services, comply with legal or regulatory requirements, resolve disputes, enforce agreements, and protect our legal interests.
The length of time information is retained may vary depending on the type of information and the reason it was collected.
We do not retain personal information indefinitely when there is no legitimate business, legal, or regulatory reason to continue retaining it.
Data Security
We take reasonable measures designed to protect information maintained by us from unauthorized access, use, alteration, or disclosure.
However, no method of transmitting information over the Internet or storing information electronically can be guaranteed to be completely secure.
Accordingly, while we take reasonable precautions to protect information, we cannot guarantee absolute security.
Your Privacy Choices
Depending on applicable law and the circumstances of your request, you may contact us regarding personal information that you have provided to us.
You may request that we:
Provide information about personal information we maintain about you.
Correct inaccurate information.
Delete personal information where deletion is legally permitted.
Address certain questions regarding our use or disclosure of your information.
Some information may need to be retained because of legal, regulatory, contractual, security, or other legitimate requirements.
To make a privacy-related request, contact us using the information provided in the Contact Us section below.
We may need to verify your identity before completing certain requests.
No Sale of Personal Information
Combined Insurance Solutions, LLC does not sell your personal information.
We do not provide personal information to third parties in exchange for monetary compensation.
We may, however, use service providers and other business partners to perform services on our behalf, as described in this Privacy Policy. Providing information to a service provider for the purpose of operating our Website or providing a requested service is different from selling personal information.
Children's Privacy
Our Website is intended for adults and is not directed toward children under the age of 18.
We do not knowingly collect personal information from children under 18 through the Website.
If you believe that a child has provided personal information to us through the Website, please contact us. If we become aware that we have collected such information without an appropriate legal basis, we will take reasonable steps to address the situation.
Information About Other Individuals
If you provide us with information about another person, you represent that you have permission or another lawful basis to provide that information to us.
You should not submit another person's personal information unless you are authorized to do so.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our business, Website, technology, legal requirements, or privacy practices.
When we make changes, we will update the “Last Updated” date at the beginning of this Privacy Policy.
If we make a material change to the way we handle personal information, we may provide additional notice when appropriate.
We encourage you to review this Privacy Policy periodically.
Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:
Combined Insurance Solutions, LLC
5005 W Laurel St Ste 100
Tampa, FL 33607
United States
Email: [email protected]
Phone: +1 424-842-3939
Website: https://getlowppo.com